var init = { 
			'questions': [ 
			{
			'question': '1) The act of moving whole or a partial balance of a card to another credit card is called ______.','answers': [ 'a) Cash Advance', 'b) Finance Charge', 'c) Annual Fee', 'd) Balance Transfer', ], 'correctAnswer' : 4, 'questionID' : 317 }, 
			{
			'question': '2) A fee charged to a cardholder\'s account once a payment is overdue is called _______.','answers': [ 'a) Annual Fee', 'b) Cash Advance', 'c) Finance Charge', 'd) Late Payment Fee', ], 'correctAnswer' : 4, 'questionID' : 321 }, 
			{
			'question': '3) The smallest amount of the balance a cardholder is required to pay is called the _______.','answers': [ 'a) Minimum Payment', 'b) Balance Transfer', 'c) Grace Period', 'd) Billing Cycle', ], 'correctAnswer' : 1, 'questionID' : 322 }, 
			{
			'question': '4) Which type of Credit Card has a savings account opened with the issuer?','answers': [ 'a) Secured', 'b) Unsecured', 'c) Gold', 'd) Classic', ], 'correctAnswer' : 1, 'questionID' : 316 }, 
			{
			'question': '5) What is the fee charged by the card issuer for being a card holder?','answers': [ 'a) Annual Fee', 'b) Cash Advance Fee', 'c) Finance Charge', 'd) Late Payment Fee', ], 'correctAnswer' : 1, 'questionID' : 318 }, 
			{
			'question': '6) When lenders look at your total income and total debt are looking at your _______.','answers': [ 'a) Minimum Monthly Payment', 'b) Finance Charge', 'c) Debt to Income Ratio', 'd) Late Payment Fee', ], 'correctAnswer' : 3, 'questionID' : 323 }, 
			{
			'question': '7) The time allowed to pay your balance without being charged a finance charge is the _____.','answers': [ 'a) Billing Cycle', 'b) Grace Period', 'c) Balance Transfer', 'd) Minimum Payment', ], 'correctAnswer' : 2, 'questionID' : 319 }, 
			{
			'question': '8) The days between the last statement and the current statement cycles is called','answers': [ 'a) Billing Cycle', 'b) Grace Period', 'c) Balance Transfer', 'd) Minimum Payment', ], 'correctAnswer' : 1, 'questionID' : 320 }, ],
			'resultComments' :  
	  {
		    perfect: 'Excellent!',
			 excellent: 'Great job!',
			 good: 'Nice work.',
			 average: 'Not too bad. You may want to review the lesson and try again.<br/>',
			 bad: 'You should go back and review the lesson.',
			 poor: 'You should go back and review the lesson.',
			 worst: 'You should go back and review the lesson.'
	  }
};