var init = { 
			'questions': [ 
			{
			'question': '1) Do credit card issuers call all charge the same rate of interest?','answers': [ 'a) Yes', 'b) No', ], 'correctAnswer' : 2, 'questionID' : 561 }, 
			{
			'question': '2) "I" represents card companies that...','answers': [ 'a) have cards available nationally or to residents of most states.', 'b) accept applicants from states adjacent to the state where the issuer is located.', 'c) accept only in-state applications.', 'd) issue cards only to people in the local area of the issuing company.', ], 'correctAnswer' : 3, 'questionID' : 558 }, 
			{
			'question': '3) "N" represents card companies that...','answers': [ 'a) have cards available nationally or to residents of most states.', 'b) accept applicants from states adjacent to the state where the issuer is located.', 'c) accept only in-state applications.', 'd) issue cards only to people in the local area of the issuing company.', ], 'correctAnswer' : 1, 'questionID' : 555 }, 
			{
			'question': '4) "L" represents card companies that...','answers': [ 'a) have cards available nationally or to residents of most states.', 'b) accept applicants from states adjacent to the state where the issuer is located.', 'c) accept only in-state applications.', 'd) issue cards only to people in the local area of the issuing company.', ], 'correctAnswer' : 4, 'questionID' : 556 }, 
			{
			'question': '5) "O" represents card companies that...','answers': [ 'a) have cards available nationally or to residents of most states.', 'b) accept applicants from states adjacent to the state where the issuer is located.', 'c) accept only in-state applications.', 'd) issue cards only to people in the local area of the issuing company.', ], 'correctAnswer' : 2, 'questionID' : 557 }, 
			{
			'question': '6) What does the "P" stand for?','answers': [ 'a) interest on principal', 'b) promotional', 'c) periodic adjustment', 'd) prospective customer', ], 'correctAnswer' : 2, 'questionID' : 560 }, 
			{
			'question': '7) What does "X" signify?','answers': [ 'a) variable rate', 'b) fixed rate', 'c) secured credit', 'd) prime rate plus extra interest', ], 'correctAnswer' : 2, 'questionID' : 559 }, ],
			'resultComments' :  
	  {
		    perfect: 'Excellent!',
			 excellent: 'Great job!',
			 good: 'Nice work.',
			 average: 'Not too bad. You may want to review the lesson and try again.<br/>',
			 bad: 'You should go back and review the lesson.',
			 poor: 'You should go back and review the lesson.',
			 worst: 'You should go back and review the lesson.'
	  }
};