var init = { 
			'questions': [ 
			{
			'question': '1) Annual interest rates are usually higher if you borrow money for a shorter period of time.','answers': [ 'a) True', 'b) False', ], 'correctAnswer' : 2, 'questionID' : 577 }, 
			{
			'question': '2) Interest rates are lower today than they were in 1990.','answers': [ 'a) True', 'b) False', ], 'correctAnswer' : 1, 'questionID' : 572 }, 
			{
			'question': '3) It is rare for a home-buyer to make a down payment of less than 20% of the price of the home.','answers': [ 'a) True', 'b) False', ], 'correctAnswer' : 2, 'questionID' : 571 }, 
			{
			'question': '4) Many lower-income people buy homes today.','answers': [ 'a) True', 'b) False', ], 'correctAnswer' : 1, 'questionID' : 575 }, 
			{
			'question': '5) New-home sales have been declining over the past few years.','answers': [ 'a) True', 'b) False', ], 'correctAnswer' : 2, 'questionID' : 574 }, 
			{
			'question': '6) The best way to reduce the cost of housing is to pay off a mortgage quickly.','answers': [ 'a) True', 'b) False', ], 'correctAnswer' : 1, 'questionID' : 578 }, 
			{
			'question': '7) The largest cost of home ownership is usually the price of the home.','answers': [ 'a) True', 'b) False', ], 'correctAnswer' : 2, 'questionID' : 570 }, 
			{
			'question': '8) The median household has a lower income today than in 1990.','answers': [ 'a) True', 'b) False', ], 'correctAnswer' : 2, 'questionID' : 573 }, 
			{
			'question': '9) Two-thirds of American adults own a home.','answers': [ 'a) True', 'b) False', ], 'correctAnswer' : 1, 'questionID' : 569 }, 
			{
			'question': '10) You can save thousands of dollars on a home load by finding an interest rate just a half a percent lower.','answers': [ 'a) True', 'b) False', ], 'correctAnswer' : 1, 'questionID' : 576 }, ],
			'resultComments' :  
	  {
		    perfect: 'Excellent!',
			 excellent: 'Great job!',
			 good: 'Nice work.',
			 average: 'Not too bad. You may want to review the lesson and try again.<br/>',
			 bad: 'You should go back and review the lesson.',
			 poor: 'You should go back and review the lesson.',
			 worst: 'You should go back and review the lesson.'
	  }
};